Compensation is too low, the decision to refuse ... what should I do?
In the situation when we happen to damage, the compensation should be possible to restore the state before the injury. However, many who are in contact with insurance companies, emphasizes that the compensation paid by the insurer often does not eliminate the damage and its consequences, or worse, the insurance company for some reason refuses to pay compensation.
Often the reason for dissatisfaction is such underestimate extent of the damage done by an expert. This happens most often when the appraiser does not take into account all the damaged parts, or as the basis for determining the market value of the vehicle will take the wrong model of car. These are just some of the reasons that may affect our dissatisfaction with the amount of damages.
However, we know that obtained from an insurance company decision, even in writing, not conclusively, that this is the final position of the insurer. Insurance companies reserve the right to change the decision after a written appeal by the customer. Frequently use this road to assert their rights, lets now after his initial notice of appeal to obtain more favorable than the original, for us the decision. Unfortunately, in the case of a written appeal, we must be patient because the time limits for appeals are not governed by laws.
If the reference to the insurer will not have the desired effect, we can always occur on the road to civil law courts. This solution is usually much more effective because the courts in most cases they take the side of victims, however, we first use the remedy directly from the insurer, in order to save time and possible costs.
